3 Things to do before you buy your home

Purchasing your first home is a huge accomplishment for many. While it is an exciting task, it can sometimes become an overwhelming process especially when you don’t know where to start.

We have put together three important must-do activities to do before starting your home buying journey.

  1. Do you research.

There are a few factors to consider before your purchase. Asking yourself why you want to purchase and if you’re in a stable financial position are a few questions to answer. If you’re confident enough, start making a list of points you need to investigate. Research the developer and make sure they have a reputable track-record, find out what areas you’d like to live in and the price-range you can afford. Purchasing off-plan is the latest way in which many first-time buyers secure their homes at a great rate within desirable locations.

 

  1. Start saving.

In many home buying instances, you are required to put down a deposit to secure your spot, often refundable if your bond is not approved. There can be other cost factors involved like transfer and conveyancer fees, so keep in mind that you will be required to pay these fees. When purchasing off-plan property like Ridge Town Central, you will only start paying towards your bond once you take transfer – giving you more time to save.

 

  1. Keep a good credit score and start a budget.

Checking your credit score is one of the easiest ways to verify your financial standing with banks and other lenders. Once you have identified your future home, you will need to approach a lender for funding in the form of a bond. You may not qualify for a full bond depending on your financial health, so before purchasing, ensure that you seek out advice on how to build up your credit score and maintain good rankings. Following your application and approval, you will learn of your repayments for the years to come, create a budget and factor in this cost to see if you’re able to maintain this based on your salary.

Purchasing your home at Ridge Town Central is an exciting time, Get yourself organised to make your dream a reality. It is achievable, but don’t forget to build a good foundation for a successful and seamless property purchasing journey.

If there is anything we have learnt from 2020, is that your home should be your sanctuary. Following the National lockdown in March 2020, restrictions on movement resulted in many of us staying in our homes and either appreciating our spaces or finding home improvements that are needed. Use this opportunity to invest in Ridge Town Central that guarantees space, modern living and access to all the necessary amenities and more. When you move in, here are a few extras to make your home really work for your lifestyle.

Trendy decor

Buying a simple floor lamp, rug or display candles can switch up the aesthetic of any room in your home. If you’re moving into your home, let The Set-up assist you with their trendy turnkey furnishing and appliance solutions to spruce up your home and find some pieces to brighten up the place and make it feel like home.

Print your photos

In a digitised world, it’s easy to forget about those memorable holiday pictures or special family events. Why not take the time to go through them, select a few to print and frame them for your living space? If you’d prefer not to display personal photos, there are many alternative image choices like the outdoors or abstract art that suit the room. Along with an instant pop of colour, every picture has a story to tell.

Invest in the outdoors

If you have a balcony or some open garden space, start a herb garden, or nurture a few pot plants. These will give your balcony a homely feel and bring the life to your exterior.

Want some inspiration? Head to the Ridge Town Central show units. Living within our estate will give you the chance to bring in your own personal flair while also having access to The Set-up and their expertise.

info@ridgetowncentral.co.za 087 094 1083
All relevant information regarding COVID-19 can be found on https://sacoronavirus.co.za/